Dear Investor,

Technology is the cutting edge which defines our lives today.

Increasing use of technology is visible in all spheres of our life.

Be it Google, face book, twitter or mobile. The use and application of technology is ruling our lives today and it will be dominant in times to come.

In order to move with the changing times as well as to offer you better and seamless services at all point of time, HIRANNYA FINANCIAL PLANNERS has always adopted new technologies to create new product offerings and making investments a better experience.

As first initiative, we launched our website in 2012. Currently you can view your portfolio on line at any time of the day 24 X 7. Besides it offers information about MF industry, various products and dividends announced in various schemes.  And I am happy to share that more than 500 investors are availing this service.

We are continuously working towards improving our services be it online or offline. We have invested large amount of money and time in technology to create innovative ways to do new business, and offer the products and services that don't exist today.

In the first phase, you will be able to buy, sell and switch mutual funds online. It will eliminate hassles and errors related to paper work, making transactions smooth and painless. Gradually it will cover all Financial Products. It will also add various investor friendly features in future making it a great experience for you all.

India is the nation of billion people, opportunities and aspiration. We at HIRANNYA FINANCIAL PLANNERS symbolize the Indian opportunities to create wealth for our investors.

We are extremely excited about this project and believe it will break the geographical barriers, and offer basket of products to all our investors, spread across various states, countries.

To know more and start investing online, please contact your advisor at HIRANNYA FINANCIAL PLANNERS or contact  our offices.

Happy Returns !

- Nitin Ghadge.

Do write in your feedbacks at : www.hirannyafinplan.com

Estate Planning

Estate Planning or as we like to call it “After Life Planning” has two basic characteristics vie; Most Critical Area Most Ignored Area No one even likes to think about this area; it’s unpleasant and who wants to even imagine the end of life!

Besides many feel that this is just for the rich, super wealthy type of people. Basically if you earn something and you have created some asset estate planning is meant for you. Your estate is all the wealth that you possess; car, house, jewellery, bank accounts, Mutual Fund’s, shares, antiques, collectibles …everything you own. You want to make sure that it is handled well after you and that it goes into the right hands; it is distributed to your loved ones or to whomsoever you decide.

Do it yourself:

If the above holds true for you then the process is very simple. You can start right now; pick up a paper and pen and simply write down what you would like to give whom. This is your Will. There is nothing right or wrong about it; it does not need to have iron clad legal language etc. A simple wish list of who should get what signed by two witnesses should do for starters.

Let us guide you:

There are 3 fundamental things we like to do when we undertake Estate Planning assignment for any family.

1. Detailed interaction:

We note down things you want as well as make you aware of many things that might not be directly obvious. We make your draft Will followed by many rounds if needed to finalise the Will document.

2. Start the Estate Consolidation & Transfer process right away:

3. Bypass legal issues:

In doing the above we essentially like to do this where we bypass any legal bottlenecks. If you die with a Will your family will most likely need a probate to execute the Will. If you die without a Will your family will need a succession certificate.

Then it is important to understand the popular options you have for distribution of your wealth / assets;

Nomination Gifting Joint Holdings Writing a Will Family Agreements Memorandum of Understanding Memorandum of Settlement Creating a trust Creating a family company

Welcome to Hirannya Financial Planners

Happiness is not in earning more money or having more wealth. Happiness is in achieving your life's dreams, fulfilling the promises you have made and having peace of mind. That's the driving principle for us. We help High Net worth Senior Corporate Executives, Doctors, Business Owners, Celebrities, Professionals and NRI families. Protect their wealth Grow it in a meaningful and reasonable manner Distribute their wealth to their next generation (Succession Planning) Avoid costly mistakes Capitalize on the opportunities in the market place and last but not the least implement     things on time We are committed to assisting you in achieving your unique financial goals, while freeing your time, and your life, of the day-to-day worries of managing money and making sure that you have the best written financial strategy implemented.